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Super Visa Insurance

The "Super Visa," a unique visa intended for the parents and grandparents of Canadian citizens and permanent residents, was first established by the Canadian government in 2011. This visa, formally known as the "Parents & Grandparents Super Visa," enables family members to travel to and remain in Canada for up to two years at a time without having to reapply for immigration. For parents and grandparents, the Super Visa is a handy and extended stay visa that allows for multiple entries and a maximum validity of ten years.

What is Super Visa Insurance?

Super Visa Insurance is a required health insurance policy for parents and grandparents coming to Canada. By guaranteeing that guests have sufficient medical coverage while in Canada, this insurance shields them from exorbitant medical expenses in the event of an emergency or illness. It is a crucial step in the Super Visa application process since it offers financial assurance for medical costs incurred while they are there.

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Requirements:

To receive Super Visa Insurance, candidates need to fulfill the subsequent requirements:

  • Invitation Letter: If you would like your parents or grandparents to visit Canada, you must send them an official invitation letter.
  • Proof of Relationship: To demonstrate your relationship with the visiting family members, documentation must be provided.
  • Coverage for Canadian Insurance: An insurance policy must be obtained from a Canadian provider.
  • Minimum Coverage Amount: The insurance policy's medical coverage must provide at least $100,000.
  • Policy Validity: After your family members enter Canada, the insurance coverage must last for at least a year.
  • Comprehensive Benefits: Hospitalization, medical treatment, and repatriation should all be covered by the policy.
  • Proof of Insurance: You must show proof that you have obtained the necessary insurance.

Benefits:

The following significant advantages of Super Visa Insurance serve to guarantee the security and welfare of your visiting family members:

  • Local Medical Support: Getting assistance in the event of a medical emergency is simple and effective because the insurance was obtained through a Canadian provider.
  • Direct Billing: Faster claim processing and direct payment for medical services are made possible by insurance providers' frequent direct agreements with hospitals and physicians.
  • Broad Coverage: Dental care, diagnostic testing, prescription drugs, emergency medical evacuation, and non-emergency treatments are just a few of the medical services that Super Visa Insurance usually covers.
  • COVID-19 Protection: Medical costs associated with COVID-19 are frequently covered.
  • Refund Options:
    • 1.Visa Refusal: You will typically be able to receive a complete reimbursement of the insurance cost if the Super Visa is denied.
    • 2.Early Departure: A partial reimbursement can be granted if your family members want to go home before the one-year coverage period ends and they haven't filed any claims.
  • Options for Joint Coverage: Couples insurance policies are available to parents or grandparents who are traveling together, providing coverage for both parties under a single policy.

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